Saving on Your Cell Bill

There are some months when we open our cell phone bills and about fall over because of the price that comes with it. Most people don’t even pay attention to what is in their bill and just pay the price they see. So, how do we know if we are getting ripped off or not if we don’t even look at all of the charges. Some cell phone companies charge random things to your account in hopes that you don’t notice, because most likely, you won’t. So, what can you do to save on your bill and avoid charges that you shouldn’t even be getting?

First off, don’t bother buying insurance for your phone because there is a good chance that you aren’t even going to have to tap into it. Not to mention, if something does happen to your phone, you have to jump through hoops to even receive money. Second, forget about the roadside assistance. This is unnecessary and your cell phone plan probably already includes assistance of some kind. Not to mention, most credit cards offer roadside assistance to help when you need it, so if you already have one of those, you probably don’t need one for your phone too.

School & Employee Discounts

A lot of companies partner with phone providers to offer their employees a discount of some kind. Many medium and small businesses offer discounts, but you have to go looking for them because most of the time they don’t advertise the price cuts to their employees. Same with student discounts, they are there, but unadvertised. If you go to your human resources department, they can tell you if there are specific discounts available. These savings can drop your cost by 10 to 30 percent per month, once you find them.

Prepaid Is In

Remember back in the early 2000’s when cell phones became smaller and starting using minutes? People today are going back to that method because it cuts the hidden costs and fees. Prepaid plans vary and some charge a daily fee or only for the minutes you use. If you don’t use your phone for anything other than making the occasional phone call or sending the occasional text message, prepaid is the way to go. This can save you a lot of money in the long run. With a prepaid service, you won’t have the option for a fancy phone like an iPhone or Samsung Galaxy. You will get a plain phone with very little features, but what would you rather have? A simple phone that you pay the same amount for each month or a smart phone that you pay $150 or more a month for?

Ask for A Better Deal

Yes, it is that simple, ask for a better deal. If you are willing to do some haggling, you can definitely get a better rate. Cell phone companies will do just about anything to keep your loyalty, even if it means cutting your rates. Always ask for specials, upgrades and other discounts when you are talking to your phone companies customer service specialist. Your phone service is negotiable and flexible, you just have to know how to do it.

Read More about Saving More on Cell Bills at DaveRamsey, CNBC, LifeWire

Post a Comment